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	<title>Comments for MN First Time Home Buyer | Minnesota First Time Home Buyer</title>
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	<link>http://www.mndownpaymentassistance.com</link>
	<description>Programs &#124; Grants &#124; VA &#124; Tax Credit &#124; FHA &#124; USDA &#124; Mortgage Rates</description>
	<lastBuildDate>Sun, 16 Oct 2011 23:40:55 +0000</lastBuildDate>
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		<title>Comment on MN First Time Home Buyer Loan Programs by Ethelyn</title>
		<link>http://www.mndownpaymentassistance.com/2010/mn-first-time-home-buyer-loan-programs/comment-page-1/#comment-11821</link>
		<dc:creator>Ethelyn</dc:creator>
		<pubDate>Sun, 16 Oct 2011 23:40:55 +0000</pubDate>
		<guid isPermaLink="false">http:/?p=1#comment-11821</guid>
		<description>&lt;i&gt;It was a pleasure working with you and Michelle. As a first time home buyer, I was very confused going about to get a home. During this whole process, I didn&#8217;t feel like I was walking through this by myself, because  you were always reachable. Either by phone or email, you always seem to get back to me really quick. Thank you for always being very patient with me. A friend asked me, &#8220;How come your process of buying a home went so fast?&#8221; And I was proud to say &#8220;Because I am working with a really good team.&#8221;  I aways hear how other people complain about their first time buying a home being so complicated and I got to say, thanks for not putting me in the same boat as everyone else. My first time buying a home experience was great! Thank you very much!  Judy Lee&lt;/i&gt;
+1</description>
		<content:encoded><![CDATA[<p><i>It was a pleasure working with you and Michelle. As a first time home buyer, I was very confused going about to get a home. During this whole process, I didn&#8217;t feel like I was walking through this by myself, because  you were always reachable. Either by phone or email, you always seem to get back to me really quick. Thank you for always being very patient with me. A friend asked me, &#8220;How come your process of buying a home went so fast?&#8221; And I was proud to say &#8220;Because I am working with a really good team.&#8221;  I aways hear how other people complain about their first time buying a home being so complicated and I got to say, thanks for not putting me in the same boat as everyone else. My first time buying a home experience was great! Thank you very much!  Judy Lee</i><br />
+1</p>
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		<title>Comment on MN First Time Home Buyer Loan Programs by Ravil Integra Realty</title>
		<link>http://www.mndownpaymentassistance.com/2010/mn-first-time-home-buyer-loan-programs/comment-page-1/#comment-6861</link>
		<dc:creator>Ravil Integra Realty</dc:creator>
		<pubDate>Thu, 26 May 2011 02:01:06 +0000</pubDate>
		<guid isPermaLink="false">http:/?p=1#comment-6861</guid>
		<description>Outstanding work!!! I am very impressed! 2 week close on a short sale approved in 8 days with appraisal and title not ordered until 8 days ago from when we received the short sale acceptance letter. Approved very early in advance for our deadline with the redemption is up in 5 days. Ravil Integra Realty</description>
		<content:encoded><![CDATA[<p>Outstanding work!!! I am very impressed! 2 week close on a short sale approved in 8 days with appraisal and title not ordered until 8 days ago from when we received the short sale acceptance letter. Approved very early in advance for our deadline with the redemption is up in 5 days. Ravil Integra Realty</p>
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		<title>Comment on MN First Time Home Buyer Loan Programs by Courtney and Matt</title>
		<link>http://www.mndownpaymentassistance.com/2010/mn-first-time-home-buyer-loan-programs/comment-page-1/#comment-6860</link>
		<dc:creator>Courtney and Matt</dc:creator>
		<pubDate>Thu, 26 May 2011 02:00:37 +0000</pubDate>
		<guid isPermaLink="false">http:/?p=1#comment-6860</guid>
		<description>For all of the questions I had, there was not one that was left unanswered. The patience of everyone was much appreciated. Every now and then I may have asked a lot of questions at once, and one was left behind; but all I needed to do was remind someone and they would answer it right away. Overall I would recommend Lake Area Mortgage to others and I have been very satisfied. Everyone also worked very hard to verify all the needed documents and make sure that everything ran smoothly. I have heard some horror stories about mortgage companies and I did not have to experience one with you. Thank you all very much for your hard work! Sincerely, Courtney and Matt</description>
		<content:encoded><![CDATA[<p>For all of the questions I had, there was not one that was left unanswered. The patience of everyone was much appreciated. Every now and then I may have asked a lot of questions at once, and one was left behind; but all I needed to do was remind someone and they would answer it right away. Overall I would recommend Lake Area Mortgage to others and I have been very satisfied. Everyone also worked very hard to verify all the needed documents and make sure that everything ran smoothly. I have heard some horror stories about mortgage companies and I did not have to experience one with you. Thank you all very much for your hard work! Sincerely, Courtney and Matt</p>
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		<title>Comment on MN First Time Home Buyer Loan Programs by Edie Sher</title>
		<link>http://www.mndownpaymentassistance.com/2010/mn-first-time-home-buyer-loan-programs/comment-page-1/#comment-6859</link>
		<dc:creator>Edie Sher</dc:creator>
		<pubDate>Thu, 26 May 2011 02:00:03 +0000</pubDate>
		<guid isPermaLink="false">http:/?p=1#comment-6859</guid>
		<description>It is always a pleasure working with you. You are extremely knowledgeable &amp; professional.
I am always confident when you handle a file it will close. I expect the best &amp; you never disappoint. Without hesitation I would refer you to colleagues &amp; clients.
Edie Sher REMAX RESULTS</description>
		<content:encoded><![CDATA[<p>It is always a pleasure working with you. You are extremely knowledgeable &amp; professional.<br />
I am always confident when you handle a file it will close. I expect the best &amp; you never disappoint. Without hesitation I would refer you to colleagues &amp; clients.<br />
Edie Sher REMAX RESULTS</p>
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		<title>Comment on FHA VA Minnesota MN First Time Home Buyer Down Payment Assistance by Ravil Integra Realty</title>
		<link>http://www.mndownpaymentassistance.com/minnesota-mn-first-1st-time-homebuyer/comment-page-1/#comment-6851</link>
		<dc:creator>Ravil Integra Realty</dc:creator>
		<pubDate>Wed, 25 May 2011 19:20:45 +0000</pubDate>
		<guid isPermaLink="false">http://www.mndownpaymentassistance.com/?page_id=493#comment-6851</guid>
		<description>Outstanding work!!!  I am very impressed!  2 week close on a short sale approved in 8 days with appraisal and title not ordered until 8 days ago from when we received the short sale acceptance letter.  Approved very early in advance for our deadline with the redemption is up in 5 days.   Ravil Integra Realty</description>
		<content:encoded><![CDATA[<p>Outstanding work!!!  I am very impressed!  2 week close on a short sale approved in 8 days with appraisal and title not ordered until 8 days ago from when we received the short sale acceptance letter.  Approved very early in advance for our deadline with the redemption is up in 5 days.   Ravil Integra Realty</p>
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		<title>Comment on FHA VA St. Paul First Time Home Buyer Down Payment Assistance by Joy Bender</title>
		<link>http://www.mndownpaymentassistance.com/minnesota-mn-first-1st-time-homebuyer/fha-va-st-paul-first-1st-time-home-buyer-buyers/comment-page-1/#comment-6823</link>
		<dc:creator>Joy Bender</dc:creator>
		<pubDate>Tue, 24 May 2011 15:06:29 +0000</pubDate>
		<guid isPermaLink="false">http://www.mndownpaymentassistance.com/?page_id=501#comment-6823</guid>
		<description>Of course I can help you.  Please review the testimonials from other home buyers.  What is your phone and a good time to contact you.  Email me direct jbender@lakeareamtg.com</description>
		<content:encoded><![CDATA[<p>Of course I can help you.  Please review the testimonials from other home buyers.  What is your phone and a good time to contact you.  Email me direct <a href="mailto:jbender@lakeareamtg.com">jbender@lakeareamtg.com</a></p>
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		<title>Comment on FHA VA St. Paul First Time Home Buyer Down Payment Assistance by Song</title>
		<link>http://www.mndownpaymentassistance.com/minnesota-mn-first-1st-time-homebuyer/fha-va-st-paul-first-1st-time-home-buyer-buyers/comment-page-1/#comment-6822</link>
		<dc:creator>Song</dc:creator>
		<pubDate>Tue, 24 May 2011 14:40:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.mndownpaymentassistance.com/?page_id=501#comment-6822</guid>
		<description>Hi,

I&#039;m already pre approved for a loan, but I need down payment assistance. Are there any programs that can help me?</description>
		<content:encoded><![CDATA[<p>Hi,</p>
<p>I&#8217;m already pre approved for a loan, but I need down payment assistance. Are there any programs that can help me?</p>
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		<title>Comment on Minnesota Housing First Time Home Buyers by Joy Bender</title>
		<link>http://www.mndownpaymentassistance.com/2011/minnesota-housing-first-time-home-buyers/comment-page-1/#comment-6774</link>
		<dc:creator>Joy Bender</dc:creator>
		<pubDate>Sun, 22 May 2011 19:15:51 +0000</pubDate>
		<guid isPermaLink="false">http://www.mndownpaymentassistance.com/?p=965#comment-6774</guid>
		<description>Hi Nhia, Our credit guidelines are a minimum of a 620 credit score with strong credit quality in the previous 18 months.  This includes no collections/charge offs, tax liens, judgments.  All debts in negative derogatory status must not amount to more than $999</description>
		<content:encoded><![CDATA[<p>Hi Nhia, Our credit guidelines are a minimum of a 620 credit score with strong credit quality in the previous 18 months.  This includes no collections/charge offs, tax liens, judgments.  All debts in negative derogatory status must not amount to more than $999</p>
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		<title>Comment on Minnesota Housing First Time Home Buyers by Nhia Lor</title>
		<link>http://www.mndownpaymentassistance.com/2011/minnesota-housing-first-time-home-buyers/comment-page-1/#comment-6754</link>
		<dc:creator>Nhia Lor</dc:creator>
		<pubDate>Sat, 21 May 2011 20:15:48 +0000</pubDate>
		<guid isPermaLink="false">http://www.mndownpaymentassistance.com/?p=965#comment-6754</guid>
		<description>Hi, I trying to buy a home for my family for the first time and can&#039;t seem to get a loan cause of my credit.  Do you have any programs that can help me as a first time home buyer.</description>
		<content:encoded><![CDATA[<p>Hi, I trying to buy a home for my family for the first time and can&#8217;t seem to get a loan cause of my credit.  Do you have any programs that can help me as a first time home buyer.</p>
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	<item>
		<title>Comment on Minnesota Housing First Time Home Buyers by Joy Bender</title>
		<link>http://www.mndownpaymentassistance.com/2011/minnesota-housing-first-time-home-buyers/comment-page-1/#comment-6720</link>
		<dc:creator>Joy Bender</dc:creator>
		<pubDate>Fri, 20 May 2011 19:54:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.mndownpaymentassistance.com/?p=965#comment-6720</guid>
		<description>Iris I&#039;m happy to help email me a phone number I can reach you at</description>
		<content:encoded><![CDATA[<p>Iris I&#8217;m happy to help email me a phone number I can reach you at</p>
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